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(Note: Credit Card Processors and Merchant Account Providers usually fill the same role within a transaction, so that’s why you only see “Credit Card Processor” listed below.)Now that we’ve covered all the parties involved, let’s discuss the different types of fees in any given credit card transaction.Transactional Fees These fees are assessed every time you run a transaction.All you have to do is answer a couple of simple questions and you’re ready to go.
When a chargeback occurs, for instance, you are charged a chargeback fee. ) not have any chargebacks, and, therefore, the fee will not be charged.
However, there’s more than just one incidental fee so keep reading to find out what they are.
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All of the above fees (transactional, flat, incidental) fall into one of two categories: (1) wholesale fees, and (2) markups.
Just remember, markups are negotiable, while wholesale fees are not.
They vary by name, value, and applicability, but at least some of them will show up on your monthly statements.
Incidental Fees Flat fees are always charged, but incidental fees only appear per incidence.